Insurance Against Speeding and Parking Fines

Those darn Swedish insurers sure are creative. Here’s an interesting quote from a Y!News article regarding these insurance policies:

“We believe drivers are under economic pressure and there is no room in household budgets to pay fines. We offer economic protection,” said Dan Glimmeras, head of marketing at Bisso.

Well, if there’s no room in your household budgets to pay fines, then don’t speed or park illegally… plus, you’ll save money on paying your insurance premium. Anyway, aren’t insurance supposed to protect you from unforeseen disasters? Are speeding tickets or parking fines unforeseen in any way?