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Do You Invest?

You could never get rich if you don’t accumulate wealth. Accumulating wealth is a simple concept but its execution eludes many. This is one of the reasons why not many people are rich; they just don’t accumulate their wealth.

One of the most efficient ways of accumulating wealth is to invest part of your income. However, there’s an overwhelming number of instruments that you can consider when it comes to investing. Some of the more popular ones include:

Each of these investment tools comes with its own unique ratio of risk to potential earnings. You should choose the instruments that you are most comfortable with and not simply follow trends or recommendations blindly.

It is also important to diversify your investments. For me, I allocate my investment dollars in all of the instruments mentioned above. However, a significant portion of my investments are in stable and somewhat predictable instruments namely unit trusts and insurance/savings hybrid plans.

Those who are less risk averse might prefer Forex and stock market investments to be more to their tastes.

Regardless of the tools you prefer, you should always understand the underlying concept behind how they work. Without doing your homework, you’re not really investing… in fact, it’s more like gambling rather than strategic wealth accumulation.

So what’s you preferred investment instruments? Do share your thoughts on this topic in the comments section. I’d love to hear what your investment strategies are.

2 responses to “Do You Invest?”.

  1. ivan Says:

    unit trust is a good choice to start off if you don’t have much capital to invest in stocks. I personally prefer unit trust as of now. might consider real estate or stocks in the near future

  2. Site Admin Azmeen Says:

    Agreed. The returns on unit trusts can be pretty decent as well. I’m also preparing myself to monetize real estate within 10 years time.

    Appreciate you taking the time to comment ivan 🙂