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	<title>HTNet &#187; Credit Cards</title>
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	<link>http://www.heritage-tech.net</link>
	<description>A Notepad of Tech, Business, Science and Self Improvement</description>
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		<title>Saving Money With Credit Card Balance Transfers</title>
		<link>http://www.heritage-tech.net/725/saving-money-with-credit-card-balance-transfers/</link>
		<comments>http://www.heritage-tech.net/725/saving-money-with-credit-card-balance-transfers/#comments</comments>
		<pubDate>Sat, 22 Dec 2007 05:28:48 +0000</pubDate>
		<dc:creator>Azmeen</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Finance]]></category>

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		<description><![CDATA[Do you have multiple credit cards? Do you find managing your credit card bills to be a major pain? You&#8217;re not alone. There are others just like you. Maybe you&#8217;ve even considered terminating all your credit cards. But did you follow through? For most people, credit cards are really useful tools. But like all tools, [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Review: Cash Back Reward Credit Card Calculator</title>
		<link>http://www.heritage-tech.net/580/review-cash-back-reward-credit-card-calculator/</link>
		<comments>http://www.heritage-tech.net/580/review-cash-back-reward-credit-card-calculator/#comments</comments>
		<pubDate>Sat, 11 Aug 2007 03:27:27 +0000</pubDate>
		<dc:creator>Azmeen</dc:creator>
				<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Reviews]]></category>

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		<description><![CDATA[I currently use credit cards supplied by one bank. Why? Because frankly, I just don&#8217;t see the benefit of having multiple credit cards from numerous financial institutions. Credit card interests are almost identical here in Malaysia, regardless of where you get your credit cards from. If you have proof that shows otherwise, by all means, [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Are You A Trigger-Happy Net Shopper?</title>
		<link>http://www.heritage-tech.net/427/are-you-a-trigger-happy-net-shopper/</link>
		<comments>http://www.heritage-tech.net/427/are-you-a-trigger-happy-net-shopper/#comments</comments>
		<pubDate>Thu, 19 Apr 2007 07:37:12 +0000</pubDate>
		<dc:creator>Azmeen</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit Cards]]></category>

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		<description><![CDATA[Or should I say &#8220;click-happy&#8221;? I was reading this article on NYT with great interest. I was starting to wonder whether my method of going through my credit card statements overzealous (which means I&#8217;m way more paranoid than I think I am), or am I just practising good consumer behaviour? Everytime I get my credit [...]]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Do Not Use Hong Leong Credit Cards!</title>
		<link>http://www.heritage-tech.net/418/do-not-use-hong-leong-credit-cards/</link>
		<comments>http://www.heritage-tech.net/418/do-not-use-hong-leong-credit-cards/#comments</comments>
		<pubDate>Wed, 11 Apr 2007 09:37:03 +0000</pubDate>
		<dc:creator>Azmeen</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[Hong Leong]]></category>
		<category><![CDATA[Incompetent Bank]]></category>
		<category><![CDATA[Malaysia]]></category>

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		<description><![CDATA[If you have Hong Leong credit cards, I urge you to terminate your subscription. If you have outstanding balances on them, I recommend that you do a balance transfer. If you are contemplating applying for Hong Leong credit cards, I suggest that you don&#8217;t. Why? Hong Leong doesn&#8217;t respect your rights as a card holder [...]]]></description>
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